Privacy Policy

Welcome to MEDICIFINANCIALMODELING.COM (the “website”, “we”, or “us”). The website is owned by Medici Financial Modeling Inc. (“Medici”). In order to use the website, you must agree to be bound by our Terms and Conditions and other Policies described herein, including the Privacy Policy. By using this website you agree to the terms of this Privacy Policy. If you do not agree with the practices described herein, please do not provide us with your personal information and refrain from using this website. Please read the following Privacy Policy carefully and review it periodically for the latest information about our privacy practices.

The information on this legal notice may be updated without notice at any time. As such, we recommend that you review this information periodically to ensure that you are up to date with our legal disclaimers and all Terms and Conditions, as they are binding and address vital rules, regulations, and stipulations. Certain provisions of this legal notice may be superseded by explicitly designated legal notices or terms located on particular pages on the website.

We believe that your personal information deserves protection, and we subscribe to the privacy principles set out in the Government of Canada’s Personal Information Protection and Electronic Documents Act (“PIPEDA”). We have created this Privacy Policy to demonstrate our firm commitment to privacy and security. This Privacy Policy governs the manner in which the website collects, uses, maintains, and discloses information collected from all end users (“you” or “users”) of the website (the “Services”), what we do with the information we collect, and the choices visitors have concerning the collection and use of such information. This Privacy Policy applies to the website and all products and services offered by us. Please read this Privacy Policy carefully.

Headings

Introduction

We collect personal information through our “Contact Us” page in order to respond to client or customer inquiries, job or analyst applications, and other relevant business inquiries. The personal information we collect from you is usually for internal purposes only. We may disclose personal information collected if we have received your permission beforehand or in very special circumstances, such as when we believe that such disclosure is required by law or other special cases described below.

Why We Collect and How We Use Customer Information

This website may collect, store, and use information about you for the following reasons:

Customer or Client Relations. To establish, maintain, and improve our customer relationship with you and provide you with offers, incentives, marketing programs, or promotional material or opportunities about us and our products and services, such as an update to our product and service offerings, and may include our e-newsletter or similar communication.

Goods and Services. To ultimately provide you with goods or services you request and respond to your comments, questions, concerns, or requests for information, such as through our website (e-mails, promotional, or other materials), including identifying you and contacting you if required.

Legal Obligations. To meet our legal obligations, assist in law enforcement purposes, and protect the business interests of Medici and our customers.

Responses to E-mail Inquiries and Job Applications. When visitors send e-mails to us through the website, the return e-mail address and any other personal information is used to answer the e-mail inquiry we receive. We do not use the return e-mail address for any other purpose and do not share the return e-mail address with any third party.

Surveys. We may periodically conduct both business and user surveys. We encourage our users to participate in these surveys because they provide us with important information that helps us improve the types of products and services we offer and how we provide them to you. Your personal information and responses will remain strictly confidential, even if the survey is conducted by a third party. Participation in our customer surveys is voluntary.

Types of Customer Information We Collect and Use

We may collect the following types of customer information about you or your related sales or service experience for the purposes set out above:

• information which enables us to identify and communicate with you including name, e-mail address, address, city, postal code, phone number, language preference, and title.
• information which enables us to offer you products which better meet your needs.
• non-identifying information that alone cannot identify you, including data from cookies, pixel tags, web beacons, and device data.

How We Collect Customer Information

Directly From You. We obtain information directly from you such as when you submit an inquiry to us through the “Contact Us” page of our website. We may also obtain information directly from you if you participate in our customer surveys, or any promotion or other communication sent to you from the website or Medici.

From Other Parties. We may acquire a list of names and addresses, which may include your name and address where you have given your consent, from list vendors to send promotions or product information to the names on the list. We may also have relationships with third parties with whom we conduct joint marketing activities such as contests through which we may obtain your name and address and other information about you with your consent. These activities clearly identify the other parties involved and provide information about their privacy practices. Any such other parties are bound by their Privacy Policy, not ours.

To ensure our database addresses remain accurate, we may also obtain address information from third party licensed data providers for National Change of Address and other authorized parties.

How We Collect Information on Our Website

When you visit our website, we do not collect any personally identifiable information about you unless you provide it to us. Information on our site may be available for you to review without providing us with any personal information. However, you may be unable to participate in certain promotions or receive product information or have a request or inquiry fulfilled without providing certain personal information. If you do not agree with our Privacy Policy, please do not provide us with any personal information through our website.

Non-personally Identifiable Information. Through our website, we may collect non-personally identifiable information. This means that we do not track this information on an individual basis that identifies you but rather collect this information on an aggregate (or anonymous) basis that includes all site visitors. This information includes tracking the site pages that are visited or the amount of time spent on our site and information about your browser and system for technical troubleshooting purposes. Our primary goal in collecting aggregate information is to be able to perform site metrics that allow us to improve the functionality of the website. We may collect aggregate information in order to compile aggregate and statistical data to help in website design and to identify popular features and measure site activity to allow us to update our site to better meet user wants and needs. We may track page visits, perform site click through analysis, review peak site usage times, and analyze layout and design. We may share these site metrics which are not personal information with our affiliated companies, service providers, and others.

Cookies, Web Beacons, and Advertisements. Our website may use session or persistent “cookies”, pixel tags, and web beacons to collect aggregate or other non-personally identifiable information about site visitors. We may also use third party advertising networks that serve ads to collect and aggregate other non-personally identifiable information about site visitors. A “cookie” is a small text file that helps us in many ways to make your visit to our website more enjoyable. Our website may use pixel tags and web beacons which are site instrumentation tools that help us determine, for instance, whether a page has been viewed or not and, if so, how many times. When you ask us to send you information, for example on a product or service, we may use web beacons to establish how many of the e-mails are actually opened. In general, any electronic image viewed as part of a web page can act as a web beacon. We may use web beacons to collect web usage analytics.

When you visit our site, the server housing the pages automatically generates a “session log”. We use this information to help us determine how people travel through our site. In this way, we can structure our pages so that the information most frequently visited is easier to find. By tracking page visits, we can also determine if the information we are providing is being used. The only data gathered is the Internet Protocol (IP) address from which you came (which contains no personal information), the website that referred you, the pages you visited, and the date and time of those visits.

You may also be directed to our site through banner ads or site links. Banner ads or site links that are placed by us use cookies or web beacons to deliver metrics on the effectiveness of the ads or links, but do not collect any personally identifiable information.

How We Share Client or Customer Information

We do not share, sell, or rent your personal information to third parties for their own use without your consent.

We may disclose personal information about you or information regarding your use of the website or your use of our Services, if you have expressly instructed us to do so or for any reason if, in our sole discretion, we believe that it is reasonable to do so, including: to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Terms of Service or other user policies; to operate the Services properly; or to protect Medici, this website, or any of our representatives or affiliates.

We may transfer personal information to suppliers, service providers, contractors, or agents (including our affiliates acting in this capacity) that perform services on our behalf such as mailing, customer service, call campaigns, marketing, information technology and/or data hosting or processing services, or similar services, or otherwise to collect, use, disclose, store or process personal information on our behalf for the purposes described in this Privacy Policy. Some of these suppliers, service providers, contractors, agents, or affiliates may be located outside of Canada, including in the United States. Specifically, we may use a service provider in Canada or the United States to store and process all your personal information for the purposes described in this Privacy Policy, including providing information technology services to provide you with marketing material and surveys. Reasonable contractual or other measures we may take to protect your personal information while processed or handled by suppliers, service providers, contractors, or agents are subject to legal requirements in Canada, the United States, and other foreign countries applicable to them; for example, lawful requirements to disclose personal information to governmental authorities in those countries.

To improve our products and services, in certain instances we may share your personal information with third parties required to provide or render the products or services required to you, as well as third parties who contact you to conduct market research studies on our behalf or on an industry wide basis and are contractually bound to only use your personal information for that purpose.

We may also disclose your personal information where we are required or permitted by law to do so; for example: to satisfy laws, such as the Electronic Communications Privacy Act, regulations, or governmental or legal requests for such information. In such a case, we will release personal information only to the extent required. In addition, personal information may be disclosed or transferred to a third party during the course of, or completion of, a change in ownership of or the grant of a security interest in, all or a part of Medici through, for example, an asset or share sale, or some other form of business combination, merger, or joint venture, provided that such party is bound by appropriate agreements or obligations and required to use or disclose your personal information in a manner consistent with the use and disclosure provisions of this Privacy Policy, unless you consent otherwise.

Updating or Correcting Your Personally Identifiable Information

We believe you should have the ability to access and edit the personal information that you have provided to us. We encourage you to promptly contact us if any of your information changes and we will use reasonable commercial efforts to correct such information. You may ask to have the information we have collected and stored from you deleted or removed; however, because we keep track of past projects and services provided to clients, you cannot delete information associated with past projects or services we have rendered. Also, as a security measure we may also “back up” the data stored on our systems, and such prior information may not be completely removed from our databases. As a result, you should not expect that all of your personally identifiable information will be completely removed from our backed-up databases.

If you have other questions or requests, please contact us.

Choices Regarding Collection, Use, and Distribution of Your Information

You can limit the information provided to us, primarily through the information you provide or submit through our “Contact Us” webpage, as well as through limiting the communications you receive from us.

You may “opt-out” or unsubscribe from our newsletters, e-mails, or personalized on-line advertisements by following any unsubscribe instructions in any e-mail, newsletter, or personalized on-line advertisement you receive from us, or by sending an e-mail to us. After doing so, if you have opted out of receiving all newsletters, all promotional e-mails, or all personalized on-line ads, you should not receive future communication of this type from us.

You may manage how your browser handles cookies by adjusting its privacy and security settings. Browsers are different, so refer to instructions related to your browser to learn about cookie-related and other privacy and security settings that may be available.

Our Commitment to Data Security

Services and websites we sponsor or host have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.

Children’s Privacy

This website is not directed to children under 13 years of age. We do not knowingly collect personally identifiable information from children under 13. If a parent or guardian becomes aware that his or her child has provided us with personal information without their consent, he or she should contact us. If we become aware that a child under 13 has provided us with personal information, we will delete such information from our files.

Privacy Practices of Third Parties

This Privacy Policy only addresses the use and disclosure of information by us through your interactions with the website. Other websites and our business partners that may be accessible through links from the website may have their own privacy statements and personal information collection, use, and disclosure practices. We encourage you to familiarize yourself with the privacy statements provided by these other parties prior to providing them with information.

Changes in Policy

You acknowledge that this Privacy Policy is part of the Terms and Conditions and you unconditionally agree that using this website signifies your consent to the Terms and Conditions and this Privacy Policy. Your visit and any dispute over privacy is subject to this Privacy Policy and our Terms and Conditions, including limitations on damages. We reserve the right to change the terms of use and this Privacy Policy at any time. We will post any changes so that you are always aware of our Privacy Policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of customer information collected in the past without your consent.

We shall have no liability for any act or omission by a third party with respect to any personal information collected, disclosed, and used by such party.

By using this website, you signify your acceptance of this Privacy Policy and all the Terms and Conditions stated on the website.

Where to Direct Your Questions About this Privacy Policy

If you have any questions about this Privacy Policy or the practices described in it, please contact us directly via e-mail at team@medicifinancialmodeling.com. We will endeavor to respond to your query within five (5) business days.